金融英语

　　customer relationship management 客户关系管理
　　Those aspects of a business strategy which relate to techniques and methods for attracting and retaining customers. 与公司吸引和留入客户的方法和策略有关的公司策略部分。
　　cutoff point 截止点
　　In capital budgeting, the minimum acceptable rate of return on an investment. 指在资本预算中，投资可接受的最低报酬率。
　　cyclical 循环式，周期性
　　Something that happens periodically, i.e. on a regular basis. 周期性发生的事情，即有规律性。
　　cyclical industry 周期性行业
　　A term describing an industry that is sensitive to the business cycle and price changes. Many cyclical industries produce durable goods such as raw materials and heavy equipment. 指对业务周期及价格变动敏感的行业。许多周期性行业生产耐用品，例如原材料及重型设备。
　　cyclical stock 周期性股票
　　The stock of a company which is sensitive to business cycles and whose performance is strongly tied to the overall economy. 经济环境强劲时股价上升迅速，在经济放缓时股价急剧下跌的股票。指当市场上升时，其收入通常超过市场收入的平均水平；当市场衰退时，其损失通常超过市场损失的平均水平的股票。例如，汽车制造公司股票、房地产公司股票。
　　cyclical unemployment 周期性失业
　　A change in unemployment levels that can be tied to cyclical economic change. 在经济周期的萧条阶段所产生的失业，其直接原因是由于经济下降总需求不足而引起的。
　　D & T [会] 德勤会计事务所
　　Deloitte & Touche LLP 美国五大会计公司之一
　　daily price limit [分] 日涨跌幅限制
　　The level at which many commodity, futures, and options markets are allowed to rise or fall in a day. Exchanges usually impose a daily price limit on each contract. 是指交易所设置的每个交易日的最大涨幅或跌幅。同daily trading limit。
　　daily settlement [分] 日报表，每日结算
　　settlement to the market . Daily calculation of potential profits or losses on open positions based on the difference between the settlement price of the previous trading day and the current trading day. 1.是指反映每日总分类账的各项资产和负债账户余额的報表，不反映各账户的借方和贷方的发生额。2.是指每日交易结束后，按照收盘价将赢利或亏损进行结算。
　　daily trading limit [证] 日涨跌幅限制
　　The highest and lowest prices that a commodity or option is permitted to reach in a given trading session. 是指交易所设置的每个交易日的最大涨幅或跌幅。同daily price limit。
　　damages [保] 损失，损害，赔损额
　　Injuries sustained or property damaged by another. The estimated monetary value of the injury a person suffers as a result of an unlawful act or negligent act of another person. Once proven, damages may be awarded by a Court. 由他人行为或疏忽遭致的人体伤害或物业损害的金额估计。一旦确定，法院将判以赔偿。
　　data mining [分] 数据探索
　　A type of database application that looks for hidden patterns in large groups of data. 是指对同一历史数据进行反复研究和分析。
　　date draft [银] 定期汇票
　　A draft that matures a specified number of days after its issue date, regardless of the date of acceptance. 发行日后一个特定时期后到期的汇票，与承兑无关。
　　date of appraisal [房] 估价日期
　　The precise day, month and year upon which an assessment of the value of a property has been given. 物业价值得到评估的具体日期。
　　date of instrument [房] 文件起草或签署日
　　The specific day, month and year a legal document was signed or prepared. 法律文件签署或准备的具体日期。
　　date of issue [证] 发行日期
　　The date on which a bond, insurance policy or stock offering is issued. Also called issue date. 债券、保单或股票的发行日期，也叫发行日。
　　date of maturity [银] 偿还日期
　　The date on which a debt becomes due for payment. Also called maturity date or maturity. 债务到期需偿还的日期。是指规定债务人必须偿还某项债务的日期。也叫到期日或到期。
　　date of record [证] 记录日期
　　Date on which holders of record in a firm''s stock ledger are designated as the recipients of either dividends or stock rights. 是指处于公布和发放股东股利之间的某一时期，用来办理股本登记、过户，以便决定获取股利的权利。
　　date of registration [房] 登记日期
　　The specific day, month and year upon which an instrument was registered on title to the property. 合同登记在物业产权上的具体日期。